Real Estate
Life is not always as predictable as we would like, and 2025 may not have started as you planned. Bills pile up fast and as much as we stretch each dollar, the numbers don’t always line up. When you struggle to make your mortgage payments, there are options for you that don’t require a loan or refinancing.
Forbearance
Forbearance was a process that many people talked about in 2020. Many people took advantage of this process during this time, but it was not exclusive to that time period. You can take advantage of this process today!
Bankrate explains forbearance by stating, ““Mortgage forbearance is an option that allows borrowers to pause or lower their mortgage payments while dealing with a short-term crisis, such as a job loss, illness or other financial setback . . . When you can’t afford to pay your mortgage, forbearance gives you a chance to sort out your finances and get back on track.”
While it is a temporary relief, it can be just the solution to help you until you can get back on your feet. To look into forbearance and your options, you need to reach out to your lender. They can talk with you about what the process can look like for you and your situation.
Selling Your Home For Cash
If your situation leans more toward needing to take advantage of the collateral you have in your home, selling your home for cash can help you resolve issues fast! Here’s what to expect when you use a cash buyer when selling your home:
- Quick Closings: We can close on your timeline. You can avoid waiting potentially months trying to sell your home on the market and close in as little as seven days. You will be able to relocate on your own schedule instead of the markets.
- No Repairs Needed: Sell your home as-is, regardless of condition. Often when selling your home on the market you will need to have a home in great condition in order for it to compete and sell fast. We buy homes as-is, no need for you to invest in your home, and we will still close fast.
- No Inspections or Appraisals: Inspections and appraisals can slow the process and is meant to give buyers a way out of a deal. We have no need for these since we buy the home as-is.
- Immediate Financial Relief: Using a cash buyer means that funds are on hand and ready to go. No needs to wait on approvals or financing contingencies.
Working With ASDM Homes
Eric with ASDM Homes offers an easy way to sell your house fast in San Joaquin and Stanislaus county without needing to make any home repairs or renovations. Cash offers can help you sell your house quickly, for a fair price, without the need for repairs, inspections, or having a line of strangers walk through your home. Selling a house on the market can be a long, costly and difficult process. Selling your house does not have to be.
If a cash offer is what’s right for you, Eric with ASDM Homes is here to help! We can give you a fair cash offer, help with all of the legalities, and streamline the process to help get your home sold fast! Contact Eric today to find out what you can get for your home and how quickly you relocate!
